A lot of people searching for a Splitwise alternative in 2026 have the same story: the free tier got more restrictive, ads started appearing between screens, and daily expense limits made the app frustrating to use without paying $4.99 a month. If that sounds familiar, you're not alone.
SplitEven is a different kind of bill splitting app — not a replacement for Splitwise in every situation, but a better fit for plenty of them. Here's an honest comparison.
What They're Each Built For
Splitwise is an expense tracker. It's designed to record who paid what over a long period of time and tell you the running balance between friends. If you share a flat with three people and want to track rent, groceries, and Netflix over six months, Splitwise is excellent at that.
SplitEven is a receipt splitter. It's designed to handle a specific bill — a restaurant meal, a group grocery shop, a takeaway — as quickly and accurately as possible. Point your camera at the receipt, assign items to people, and share the breakdown instantly. It solves a different problem to Splitwise, and it solves it faster.
Feature Comparison
| Feature | Splitwise | SplitEven |
|---|---|---|
| AI receipt scanning | ✗ Not available | ✓ Scans items, prices, tax & tip |
| Long-term balance tracking | ✓ Core feature | ✗ Not the focus |
| Proportional tax & tip | ✗ Equal split only | ✓ Calculated per person automatically |
| Multi-currency support | ✓ Available | ✓ Auto-detects currency from receipt |
| Share as a link | ✗ No web link for friends | ✓ Friends view breakdown in browser, no download needed |
| Friends need an account | ✗ Encouraged to sign up | ✓ No account required for anyone |
| Free tier limitations | 3 expenses/day, ads | Fully free, no daily limits |
| Speed at the table | Slow — manual entry | Fast — scan and done in under 60 seconds |
Where Splitwise Still Wins
Splitwise is the right choice when you're tracking ongoing shared costs between the same group of people over weeks or months. It remembers every transaction, shows running totals, and simplifies debts across a whole group so you minimise the number of transfers needed at the end. For flat-sharing, it's hard to beat.
SplitEven doesn't try to compete with this. If you want a ledger that spans six months of shared expenses, Splitwise or a similar tracker is the better tool.
Where SplitEven Wins
For splitting a specific bill — at a restaurant, a bar, a grocery shop — SplitEven is significantly faster and more accurate. There's no manual entry. The AI receipt scanner reads everything off the receipt, handles proportional tax and tip automatically (so someone who ordered the expensive steak pays proportionally more of the service charge), and lets you share the result three ways: as a link, an image, or a text summary.
The share-as-link feature is genuinely useful. Your friends open the breakdown in their browser and see the same itemised view as the app — without downloading anything or creating an account. That removes a huge amount of friction compared to either asking people to install Splitwise or copy-pasting numbers into a WhatsApp message.
Try the faster way to split a bill
Scan any receipt, split it fairly, share as a link — free on iOS and AndroidFrequently Asked Questions
Is SplitEven completely free?
Yes. SplitEven is free to download and use with no daily expense limits, no ads, and no paywall on core features. Your friends don't need to create an account either.
Can I use SplitEven and Splitwise together?
Absolutely. Many people use SplitEven to split individual bills at the table, then log the settled amounts in Splitwise if they want to track longer-term balances. They solve different moments in the process.
Does SplitEven have receipt scanning?
Yes — it's the core feature. The AI reads items, prices, tax, and tip from the photo and assigns them automatically. You can also edit anything manually if the scan misses something.
For a broader look at your options, see our guides to the best bill splitting apps for Android and the best bill splitting apps for iPhone.